Local compliance and regulations.

EU-wide presence operating under Danish regulation. Local market nuance handled through our compliance infrastructure, not separate legal entities.

Cell-structure insurer by H1 2027

Full delegated authority to write, price and bind — with no underwriting risk on our own books. The full-stack upgrade that makes the model even more defensible at scale.

Live in Denmark, Norway and Sweden.

Fully operational across three Nordic markets. Regulatory foundation in place, distribution live, growing every month.

One framework. All of Europe.

Danish MGA FSA licence with EU passporting rights. One infrastructure to cover all EU markets — no rebuilding required in each country.

MGA Delegated Authority

Reserving sign-off

Underwriting committee

Pricing control

Product control

The Infrastructure

From Nordic MGA to Pan-European insurer

Built once. Licensed for Europe. Ready to scale.